Wyoming Home Equity Loan
Lenders & Servicers
Loan Guaranty Home Page ... VBA Home Page ... 26-04-20 Web Based Loan Summary Sheet (PDF) ... [Read More]
SBA Site Map
Disaster Home Page ------Disaster Recovery Mission ------Disaster Declarations ------FAQ's --Disaster Preparedness ------Be Aware & Prepare ------Specific Trainning --Loan Information ------Home & Property Loans ------Physical Disaster Loans ------Economic Injury Loans ------Military Reservist Loans ------Pre-Disaster Mitigation ------Disaster Loans Approved --Area Office Locations --Other Resources --Special Interests --General Information --911 Assistance --World Trade Center Explosions/Fires --Disaster Loan Info --Disaster Updates --Disaster Offices --FEMA --Info and Pubs --Outside Resources ... [Read More]
Announcements!
/2002 - JohnCochran, Wyoming State Director, announced USDA Rural Development has providedover $52.8 Million in assistance to Wyoming communities during Fiscal Year 2002. During the period of 10/1/01 to 9/30/02 Rural DevelopmentOffices provided $19,806,370 to 307 families for homeownership loans under theSection 502 Direct and Guarantee loan programs. The programs are designed toassist individuals with homeownership loans that are unable to obtain creditunder conventional rates and terms. Lenders throughout the state participated inthe leverage and guarantee program. Families in Big Horn, Park, Washakie and Hot Springs countieswere assisted with home repairs under the Housing Preservation Grant in theamount of $50,000 which was made to NOWCAP, a non-profit organization. Citizensof Wright will benefit from a grant made to NEWEDC for a self-housing grant. Three multi-family housing projects received assistance in theamount of $2,129,000. Rural Development combined with other lending ... [Read More]
Building a Better Credit Report
You may be able to lower your cost of credit by consolidating your debt through a second mortgage or a home equity line of credit. Remember that these loans require you to put up your home as collateral. If you can't make the payments — or if your payments are late — you could lose your home. ... The up-front fee may be as high as several hundred dollars. Resist the temptation to follow up on advance-fee loan guarantees. They may be illegal. Many legitimate creditors offer extensions of credit, such as credit cards, loans, and mortgages through telemarketing, and require an application fee or appraisal fee in advance. But legitimate creditors never guarantee in advance that you'll get the loan. Under the federal Telemarketing Sales Rule, a seller or telemarketer who guarantees or represents a high likelihood of your getting a loan or some other extension of credit may not ask for or receive payment until you've received the loan. ... [Read More]
This Just In...
Did you know that micro-enterprises account for 15.8 percent of all employment in Michigan–an estimated total of 864,000 people? The Lansing Community Micro-Enterprise Fund (LCMF) offers a revolving loan fund to entrepreneurs that are unable to qualify for traditional bank loans. Loans range from $500 to $10,000, and 98 percent of the recipients have been minority-owned businesses. LCMF provides technical assistance, one-on-one, and also offers an entrepreneurship course. To qualify for a loan through the revolving loan fund, applicants must have completed a formal business plan, meet income eligibility guidelines, have a business that will benefit a low- or moderate-income neighborhood, and have no unsettled judgments or collections. LCMF also works closely with the local Small Business Administration (SBA) office to make SBA 504 loans and CommunityExpress loans. LCMF is seeking additional financial institutions to invest in its revolving loan fund, through below market r ... [Read More]
Education Resource Organizations Directory (EROD)
Ensures that all homeless children and youth have equal access to the same free, appropriate public education, including public preschool education, provided to other children and youth; develops, reviews, and revises policies to remove barriers to the enrollment, attendance, and success in school of homeless children and youth; provides them with opportunities to meet the same challenging state content and state student performance standards to which all students are held. ... [Read More]
ERS/USDA Data -
The balance sheet accounts are used to assess wealth in the farm sector. They include assets, debt, and equity, where equity equals assets minus debt. Assets are valued at market prices on December 31 of each year, or as close to December 31 as possible. Nominal and real capital gains on farm assets and debt are estimated. Several financial ratios are presented. These financial measures provide useful indicators of farm sector financial performance. ... Both operators' and landlords' shares of the assets and debt for the farming operation are included. Debt is classified as either real estate or nonreal estate. If the loan is secured by farm real estate, then it is classified as real estate farm debt, regardless of how the loan is used. ... [Read More]
Budget Request for Fiscal Years 2003 and 2004 for the Delivery of Services to the Citizens of Wyoming
The Wyoming Department of Health request was determined largely by increases in the state's Medicaid program for prescription drugs, client increases with the increased coverage adopted under the Kid Care program as well as adolescent in-patient mental health services, expansion of elderly programs such as assisted living and home and community-based waiver, meeting the required increases for nursing home providers, trying to reduce the waiting lists for developmentally disabled adults and children, and the addition of rehabilitative services such as treatment of traumatic brain injuries. I recommend expanded services in the community for mental health clients to meet our obligations to bring closure to the Chris S. litigation. ... [Read More]
Fixing Up Your Home and How to Finance It
If the equity in your home is limited, the answer may be an FHA Title I loan. Banks and other qualified lenders make these loans from their own funds, and FHA insures the lender against a possible loss. This loan insurance program is authorized by Title I of the National Housing Act. ... If you borrow money for the improvements, you should go to your bank or other lender and apply for a loan. After checking to see if your credit is satisfactory, the lender defines the terms of the loan and you must agree to them before signing the note. Do not proceed with home improvement plans until you understand all of the costs involved. ... [Read More]
USDA Rural Development--Success Stories
Allen County Family Goes from "No Home" to "New Home" ... Homeowner Rebuilds Home Destroyed by Tornado ... USDA Rural Development Partners with Wells Fargo Home Mortgage for a Single Family Housing Loan ... [Read More]
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