Vermont Federal Credit Union
bernie :: links :: index
National Association of Federal Credit Unions ... Issues: CREDIT UNIONS ... International Confederation of Free Trade Unions ... [Read More]
FTC Issues Final Rule on Free Annual Credit Reports
The Federal Trade Commission has issued its final rule regarding free annual credit reports under the Fair and Accurate Credit Transactions Act (FACTA) and the Fair Credit Reporting Act (FCRA). FACTA, which was enacted on December 4, 2003, amends the FCRA and requires, among other things, that the three nationwide consumer reporting agencies (CRAs) – Equifax, Experian, and Trans Union – provide to consumers, upon request, a free copy of their credit report once every 12 months. ... [Read More]
NSLDS Borrower Access - Links
Corning Federal Credit Union ... USC Federal Credit Union ... Educational Credit Management Corporation ... [Read More]
Building a Better Credit Report
Information about you and your credit experiences, like your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and the age of your accounts, is collected from your credit application and your credit report. Using a statistical formula, creditors compare this information to the credit performance of consumers with similar profiles. A credit scoring system awards points for each factor. A total number of points — a credit score — helps predict how creditworthy you are, that is, how likely it is that you will repay a loan and make the payments on time. Generally, consumers with good credit risks have higher credit scores. ... [Read More]
Federal Credit Unions
The Federal Credit Union Act is amended periodically to evolve and remain a modern credit union law. This contemporary law, coupled with the NCUA Board's commitment to reduce regulatory burden, enables federal credit unions to offer a variety of services to meet the financial needs of their members. For example, in addition to basic passbook share savings accounts, many federal credit unions offer share drafts, share certificates, credit cards, and individual retirement accounts. In recent years, many have expanded their lending programs to include real estate, member business, and guaranteed student loans as well as the traditional consumer loans. As technology evolves, more and more federal credit unions respond by offering transaction services by telephone and by personal computer via the Internet. ... [Read More]
How to Make More Mortgages
This free workshop is co-hosted by the National Credit Union Administration, in conjunction with the Massachusetts, New Hampshire, New York, and Rhode Island Credit Union Leagues, the National Association of Federal Credit Unions, and the National Federation of community Development Credit Unions. ... Facilitator: Fred Becker, President, National Association of Federal CreditUnions ... Caryl Stewart, CEO, Vermont Development Credit Union, Burlington, VT ... [Read More]
bernie :: links :: index
National Association of Federal Credit Unions ... Issues: CREDIT UNIONS ... International Confederation of Free Trade Unions ... [Read More]
National Credit Union Administration - Credit Union Queries
Credit Union Queries ... and Enter a Charter Number for a Specific Individual Credit Union ... NCUA Individual Credit Union Data ... [Read More]
Directory of Credit Unions in Vermont
For a Credit Unions across the country: ... of Credit Unions in Vermont ... CUNA's Credit Union Locator ... [Read More]
Your Access to Free Credit Reports
The three nationwide consumer reporting companies have set up one central website, toll-free telephone number, and mailing address through which you can order your free annual report . To order, click on www.annualcreditreport.com , call 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from www.ftc.gov/credit . Do not contact the three nationwide consumer reporting companies individually. They are only providing free annual credit reports through www.annualcreditreport.com , 877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. ... [Read More]
|