Pennsylvania Mortgage
First Alliance Mortgage Company
The People of The State of California, The State of Arizona, The State of Florida, The Commonwealth of Massachusetts, The People of the State of Illinois, and The New York State Banking Department, Plaintiffs, v. First Alliance Mortgage Company, et al., Defendants; In re: First Alliance Mortgage Company, et al., Debtors; Federal Trade Commission, Plaintiff, v. First Alliance Mortgage Company, et al., Defendants; and Frank and Nicolena Aiello, et al., Plaintiffs, v. First Alliance Mortgage Company, et al., Defendants. ... [Read More]
HUD in Pennsylvania
Your credit history is a key factor in determining if you’ll be approved for a mortgage. A housing counselor can help you understand your credit and suggest ways to fix credit problems. Visit our Homeownership page to find a housing counselor near you. ... [Read More]
Local Homebuying Programs - HUD
In addition to HUD's mortgage insurance programs, there may be programs sponsored by your state or local government or other organizations. Select the state that interests you: ... [Read More]
FTC Enforces Gramm-Leach-Bliley Act's Safeguards Rule Against Mortgage Companies
As part of a nationwide compliance sweep, the Federal Trade Commission has chargedtwo mortgage companies with violating the agency's Gramm-Leach-Bliley (GLB) SafeguardsRule by not having reasonable protections for customers' sensitive personal and financialinformation. In an administrative action filed against Nationwide Mortgage Group, Inc.(Nationwide) and its president John D. Eubank, the FTC alleged that the Fairfax, Virginia-basedmortgage broker failed to implement safeguards to protect its customers' names, social securitynumbers, credit histories, bank account numbers, income tax returns, and other sensitive financialinformation. Sunbelt Lending Services, Inc. (Sunbelt), a subsidiary of Cendant MortgageCorporation with headquarters in Clearwater, Florida, has agreed to settle similar FTC charges. The settlement with Sunbelt will bar future violations of the Safeguards Rule and require biannualaudits of Sunbelt's information security program by a qualified, independent professiona ... [Read More]
HUD Reverse Mortgage Housing Counselors List
Welcome to the listing of HUD-approved agencies that provide Home Equity Conversion Mortgage (HECM) Counseling! HUD funds housing counseling agencies throughout the country who can give you advice on reverse mortgages. Just contact the agency nearest to you from the list below, or call (800) 569-4287. ... HUD Reverse Mortgages ... Homeowners with problems that could result in default of their mortgage or foreclosure on their property are encouraged to contact a HUD-approved housing counseling agency immediately. ... [Read More]
HUD in Pennsylvania
Your credit history is a key factor in determining if you’ll be approved for a mortgage. A housing counselor can help you understand your credit and suggest ways to fix credit problems. Visit our Homeownership page to find a housing counselor near you. ... [Read More]
FRB: Understanding the Home Mortgage Process
Federal law protects every homebuyer looking for a mortgage loan against discrimination on the basis of race, color, national origin, religion, sex, marital status, age, receipt of public assistance funds, familial status (having children under the age of 18), handicap, or exercising your rights under other consumer credit protection laws. Lenders may not take any of these factors into account in their dealings with you. ... They can check the activities of mortgage lenders to make sure they complied with the laws against lending discrimination. When you write, include your name and address; name and address of the lending institu-tion you are complaining about; address of the house involved; and a short description and the date of the alleged violation. ... [Read More]
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