Carolina Lawyer North
FTC Staff Testify Today in Support of Low-Cost Real Estate Closings in North Carolina
Dr. Ellig noted that the North Carolina restrictions likely will harm consumers and also diminish competition from national, Internet-based lenders. "North Carolina consumers would be much better off if they could choose whether or not to hire a lawyer - the Bar shouldn't force them to hire a lawyer for every real estate closing and refinancing," he said. Additionally, under the terms of the two Opinions, Dr. Ellig said, "Internet-based lenders would have to hire North Carolina attorneys or duplicate the local lenders' network of bricks-and-mortar offices, which might negate many of the cost savings that e-lending makes possible." ... [Read More]
Biography of James Polk
He was born in Mecklenburg County, North Carolina, in 1795. Studious and industrious, Polk was graduated with honors in 1818 from the University of North Carolina. As a young lawyer he entered politics, served in the Tennessee legislature, and became a friend of Andrew Jackson. ... Born: November 2, 1795 in Mecklenburg County, North Carolina ... "Who is James K. Polk?" Whigs jeered. Democrats replied Polk was the candidate who stood for expansion. He linked the Texas issue, popular in the South, with the Oregon question, attractive to the North. Polk also favored acquiring California. ... [Read More]
GUIDE TO LAW ONLINE: United States - South Carolina
(University of South Carolina Law Library/South Carolina Administrative Law Judge Division) - includes decisions, rules, reports ... State of South Carolina ... State and Local Government on the Net: South Carolina ... [Read More]
Pinckney Island NWR Home Page
Pinckney Island NWR, established December 4, 1975, was once included in the plantation of Major General Charles Cotesworth Pinckney, a prominent lawyer active in South Carolina politics from 1801 to 1815. Few traces of the island's plantation life in the 1800's exist today. The 4,053-acre refuge includes Pinckney Island, Corn Island, Big Harry and Little Harry Islands, Buzzard Island and numerous small hammocks. Pinckney is the largest of the islands and the only one open to public use. Nearly 67% of the refuge consists of salt marsh and tidal creeks. A wide variety of land types are found on Pinckney Island alone: salt marsh, forestland, brushland, fallow field and freshwater ponds. In combination, these habitats support a diversity of bird and plant life. ... [Read More]
North Carolina State Bar Opinions Restricting Involvement of Non-Attorneys in RealEstate Closings and Refinancing Transactions
Furthermore, the Opinions do not guarantee that consumers will have the benefit of independent counsel or the ability to stop a transaction that is not in their best interest. Consumers are not required to hire their own lawyers to represent their interests and to advise them of all of their rights and obligations. Rather, under North Carolina Ethics Opinion RPC 210, the lender's lawyer may close the loan and may represent both the buyer and lender with disclosure of the joint representation. Alternatively, the lawyer may represent only the lender, as long as he/she gives timely notice to the buyers of this fact, to enable the buyer to decide whether to hire separate counsel or go unrepresented. Such a lawyer does not have an attorney-client relationship with anyone except the lender. While these lawyers might be able to provide some legal explanations to consumers, they would not represent them. They could not advise buyers about whether a particular deed or loan term was in th ... [Read More]
Federal Writers' Project: Life Histories from North Carolina
WPA Life Histories from North Carolina ... List All North Carolina Titles | Search All WPA Life Histories ... These titles are mostly first-person accounts of life in North Carolinacollected during the Great Depression. The WPA project categories include:TEXTILE WORKERS, AFRO-AMERICAN PROFESSIONALS and FARMWORKERS. ... [Read More]
NARA | Exhibit Hall | The Founding Fathers: North Carolina
Under the new national government, Martin again served as Governor of North Carolina, from 1789 until 1792. After 1790 he moved away from the Federalists to the Republicans. In 1792 Martin, elected by the Republican legislature, entered the U.S. Senate. His vote in favor of the Alien and Sedition Acts cost him reelection. Back in North Carolina, Martin returned to the state senate in 1804 and 1805 to represent Rockingham County. In 1805 he once again served as speaker. From 1790 until 1807 he was a trustee of the University of North Carolina. Martin never married, and he died on November 2, 1807 at the age of 67 at his plantation, "Danbury," in Rockingham County and was buried on the estate. ... [Read More]
North Carolina Department of Cultural Resources
Eastern North Carolina Escapes ... is to enrich the cultural, educational, and economic well-being of North Carolina's citizens and visitors. We do this by working to enhance the availability and quality of our state's historic, library, and artistic resources. ... © 2004 North Carolina Department of Cultural Resources. ... [Read More]
North Carolina Department of Cultural Resources
RALEIGH, NC-- Seven distinguished North Carolinians are recipients of the prestigious North Carolina Award, the highest civilian honor the state can bestow. The winners were recognized Tuesday night, during ceremonies at the N.C. Museum of History. ... FINE ARTS : Cynthia Bringle of Penland, one of America’s pre-eminent potters and a legendary teacher, receives the award for her imprint on Penland School, her lasting impact on the national, regional and North Carolina craft movement, and her influence on the lives of ... [Read More]
Federal Trade Commission and Department of Justice Provide Comments on NorthCarolina State Bar Opinions Restricting the Involvement of Non-attorneys in Real EstateClosings and Refinancing Transactions
The two recent North Carolina Bar Opinions (2001-4 and 2001-8) restrict the involvement of non-attorneys in real estate closings and refinancing transactions. Opinion 2001-4 requires the physical presence of attorneys at all refinancings of residential real estate deals, and Opinion 2001-8 requires their presence at closing conferences for real estate purchases. Both Opinions would cause North Carolinian consumers to pay more for closings than they otherwise would and would restrict the ability of Internet-based lenders to compete in North Carolina. ... [Read More]
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