Des Estate Iowa Moines Real
Iowa Civil Rights Commission 1970 Annual Report Commissioners
Real estate and business investor ... ABE D. CLAYMAN - Des Moines ... MRS. ELIZABETH S. KRUIDENIER - DesMoines ... [Read More]
Iowa Civil Rights Commission 1971 Annual Report Commissioners
Real estate and business investor ... MRS. ELIZABETH S. KRUIDENIER - Des Moines ... ABE D. CLAYMAN - Des Moines ... [Read More]
Iowa Civil Rights Commission Mortgage Lending Report Introduction
Des Moines ... The ICRC completed the study in six stages. In stage one, theICRC analyzed Home Mortgage Disclosure Act data and calculatedminority/white rejection ratios and minority market shares foreach lender in each of the eight communities. In stage two, theICRC conducted more than one hundred interviews of lending institutions,advocacy groups/city officials, regulatory agencies, real estaterepresentatives, insurance agencies, and appraisal companies.In stage three, the ICRC conducted on-site race and national origin,pre-application tests of mortgage lenders. In stage four, theICRC surveyed mortgage lenders to determine workforce compositionand to check on certain lending procedures. In stage five, theICRC reviewed and compared loan application files of minorityand white applicants. And in stage six, the ICRC calculated community-specificsegregation indices. ... [Read More]
Real Estate Fraud Investigations Increase
In recent years, the booming real estate market has helped increase mortgage fraud and other phony real estate related schemes. The perpetrators of these schemes range from mortgage brokers looking to make a fast buck to drug dealers laundering their ill-gotten gains. Every year, these fraudulent schemes victimize individuals and businesses from many walks of life, including struggling low-income families lured into home loans they can’t afford, legitimate lenders saddled with over-inflated mortgages and honest real estate investors fleeced out of their investment dollars. ... [Read More]
Iowa Civil Rights Commission 1968 Annual Report Affirmative Action
Thus far, the Commission Director has conducted brief in- service trainingsessions with the Iowa Employment Security Commission's department heads,the staff of the local Iowa State Employment Service office in Des Moines,the Police Departments of Des Moines and Waterloo, the administration andstaff of Amos Hiatt Junior High School in Des Moines, and Drake University'ssummer-session course for elementary and secondary school teachers. ... Pursuant to an agreement with the Iowa Real Estate Commission, the IowaCivil Rights Commission prepared a twopage pamphlet on Iowa's fair housinglaw in November of 1967. The housing flier was included in the Real EstateCommission's annual year-end mailing of licenses to the approximately 9,000real estate brokers and salesmen in the state. ... [Read More]
Iowa Civil Rights Commission 1968 Annual Report Climate of Change
Real Estate Commission: The Iowa Real Estate Commission has taken two concretesteps to aid in the monumental task of making the new fair housing law workableand effective. First, that Commission included in its 1967 annual mailingof real estate license applications and renewals a flier (prepared by theIowa Civil Rights Commission) explaining the provisions of the housing lawand the various means for enforcing it. Moreover, the Real Estate Commissionhas included questions about the housing law on its most recent examinationfor new applicants for licenses. ... [Read More]
Iowa Civil Rights Commission Lending Report Interviews
The real estate representatives interviewed across the state expressed the same fundamental views on their industry. Real estate agents receive their business in many different ways, some of them being through advertisements in the newspaper, referrals, signs on property, some cold-calling, seminars and cable real estate seminars. The real estate agents try to find the buyers needs and then match their needs with the appropriate housing. Some real estate agents use customer profiles to match the customer with the property. Typically real estate agents will work with a buyer to determine what type of financing the buyer is eligible for. One real estate agent stated they personally take their buyers to the lender. Most real estate agents will not turn down a listing as the real estate industry is highly competitive. ... [Read More]
Iowa SBA Express Information
SBAExpress makes capital available to businesses seeking loans of up to $350,000 without requiring the lender to use the SBA process. Lenders use their existing documentation and procedures to make and service loans. The SBA guarantees up to 50 percent of a SBAExpress loan. Like most 7(a)loans, maturities are usually five to seven years for working capital and up to 25 years for real estate or equipment. For revolving credits, you may take up to five years after the first disbursement to repay the loan. Not all SBA lenders are SBAExpress lenders. ... [Read More]
FDIC: Decisions on Bank Applications - West Des Moines State Bank
RE: West Des Moines State Bank West Des Moines, Iowa ... West Des Moines State Bank 1601 22nd Street West Des Moines, Iowa 50266-1474 ... Pursuant to section 24 of the Federal Deposit Insurance and Part 362 of the Federal Deposit Insurance Corporation's ("FDIC") regulations, West Des Moines State Bank, West Des Moines, Iowa (the "Bank") has filed an application requesting the FDIC's consent for the Bank to use general obligation and revenue bonds of state and political subdivisions ("municipal bonds") to serve as collateral for overnight sweep repurchase agreements. The activity of issuing repurchase agreements with a maturity of less than seven days for municipal bonds is not a permissible activity for a national bank. State-chartered, FDIC-insured banks may not engage as principal in an activity prohibited to nationally chartered banks unless they obtain consent from the FDIC. Consent may not be granted unless the bank is in compliance with applicable capital standards and the FDIC determines that the activity poses no significant risk to the deposit insurance fund. Iowa state law does not ... [Read More]
1997 Economic Census: Real Estate and Rental and Leasing - United States
Select a metro area Abilene, TX MSA Albany, GA MSA Albany--Schenectad... Albuquerque, NM MSA Alexandria, LA MSA Allentown--Bethleh... Altoona, PA MSA Amarillo, TX MSA Anchorage, AK MSA Anniston, AL MSA Appleton--Oshkosh-... Asheville, NC MSA Athens, GA MSA Atlanta, GA MSA Augusta--Aiken, GA... Austin--San Marcos... Bakersfield, CA MSA Bangor, ME MSA Barnstable--Yarmou... Baton Rouge, LA MSA Beaumont--Port Art... Bellingham, WA MSA Benton Harbor, MI ... Billings, MT MSA Biloxi--Gulfport--... Binghamton, NY MSA Birmingham, AL MSA Bismarck, ND MSA Bloomington, IN MSA Bloomington--Norma... Boise City, ID MSA Boston--Worcester-... Brownsville--Harli... Bryan--College Sta... Buffalo--Niagara F... Burlington, VT MSA Canton--Massillon,... Casper, WY MSA Cedar Rapids, IA MSA Champaign--Urbana,... Charleston--North ... Charleston, WV MSA Charlotte--Gastoni... Charlottesville, V... Chattanooga, TN--G... Cheyenne, WY MSA Chicago--Gary--Ken... Chico-- ... [Read More]
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