Hawaii Mortgage
Local Homebuying Programs - HUD
In addition to HUD's mortgage insurance programs, there may be programs sponsored by your state or local government or other organizations. Select the state that interests you: ... [Read More]
HUD in Hawaii
Did you know that your credit is a key factor in determining if you obtain a home mortgage? A HUD-approved housing counselor can help you understand your credit report and offer ideas to repair bad credit. Find out more about buying a home and locate a housing counselor near you. ... [Read More]
Hule Mae Program
You will be given mortgage loans financed with theproceeds of tax-exempt bonds and will receive the benefit of lower interest rates than arecustomarily charged on other mortgage loans. Should you sell or otherwise dispose of yourhome within nine years of purchase, this benefit may be "recaptured". Therecapture will be accomplished by an increase in your federal income taxes for the year inwhich you sell your home. The recapture only applies, however, if you sell your home at again and if your income increases above specified levels. ... [Read More]
HUD in Hawaii
Did you know that your credit is a key factor in determining if you obtain a home mortgage? A HUD-approved housing counselor can help you understand your credit report and offer ideas to repair bad credit. Find out more about buying a home and locate a housing counselor near you. ... [Read More]
Department of Commerce & Consumer Affairs - Real Estate Branch (REB)
For information regarding other boards and commissions, including real estate appraisers, subdivisions, mortgage brokers and timeshares, please visit the Professional and Vocational Licensing Division website. ... [Read More]
Mortgage Credit
The amount of your mortgage credit depends on the amount of interest you pay on yourmortgage loan. However, the amount of your mortgage credit cannot exceed the amount ofyour annual federal income tax liability. Unused mortgage credit can be carried forwardfor three years to offset future income tax liability. ... The MCC will remain in effect for the life of yourmortgage loan, so long as the home remains your principal residence. The amount of yourannual mortgage credit will be calculated on the basis of 20% of the total interest paidon your mortgage loan for that year. ... [Read More]
Housing and Community Development Corporation of Hawaii
State Mortgage Loan Program Rate Falls To Lowest Level in 26 Years, New 4.45 Percent Rate Will Benefit 150 Hawaii Families ... [Read More]
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