California Auto Insurance

Find the best insurance rates ...

Former Antioch Insurance Broker's Scheme Unravels -- Pleads Guilty to Multiple Felony Counts, Sentenced to Three Years in Prison and $1.3 Million Restitution ... [Read More]

Guide to Insurance Related Auto Body Repairs
Most disputes which involve poor quality or improper repairs by a repair shop cannot beresolved by the California Department of Insurance.  These types of complaints wouldfall under the jurisdiction of the Bureau of Automotive Repair.  Just like any othertype of business, all repair shops do not perform the same quality of work. A repair shopis not required by law to guarantee its repair work, but many shops do guarantee some ofthe repairs. Please check with the repair shop to determine exactly what the shop will andwill not guarantee.  If a repair shop does guarantee the repairs, it must be inwriting.  However, as advised earlier, if a consumer has an auto repaired in a shoprecommended by the insurance company, the insurance company must warrant that the repairsare done in a workmanlike manner. Therefore, if the recommended repair shop refuses tocorrect a repair problem, please contact the insurance company for assistance. If theinsurance company does not resolve t ... [Read More]

California Department of Insurance
California Low Cost Auto Insurance ...

Find the best insurance rates ...

Former Antioch Insurance Broker's Scheme Unravels -- Pleads Guilty to Multiple Felony Counts, Sentenced to Three Years in Prison and $1.3 Million Restitution ... [Read More]

Automobile Insurance
Automobile insurance is simply a contract thathelps pay for certain types of financial losses or obligations resulting from the use orownership of an automobile.  To obtain this contract (insurance policy), you pay aspecified amount of money called a premium. In return for the premium paid, the insurancecompany agrees to pay certain expenses and legal liabilities depending on the terms of theinsurance policy.  Having the right insurance coverage may prevent you from sufferinga large financial loss in the event of an automobile accident. ... [Read More]

15 Suspects Arrested in Bust of Large Interstate Auto Insurance Crime Ring
INTERSTATE AUTO INSURANCE CRIME RING ...

Who :       Insurance Commissioner John Garamendi of the California Department of Insurance (CDI), California Highway Patrol (CHP) Chief Mike Brown and Los Angeles County District Attorney lead prosecutor Barry Gale. ...

:    Today’s arrests by CDI’s Urban Auto Fraud Task Force are the result of an intensive three-year investigation into a large interstate staged collision ring.   The crime ring includes attorneys, doctors, chiropractors and other suspects who conspired to defraud insurance companies by staging collisions and submitting phony medical bills.   According to investigators, the ring allegedly staged more than 110 collisions and defrauded insurers out of more than $2.5 million. ... [Read More]

Looking For Insurance?
With the voluntary insurance market’s presence returning to the State of California, insurance companies are slowly entering the California insurance market and some policyholders that live in "at risk" areas no longer have difficulty securing insurance. As a result, the California Department of Insurance issued an Executive Order that revises the eligible areas for the California FAIR Plan coverage to areas in place prior to the statewide expansion of FAIR Plan coverage in 1994. If you have FAIR Plan coverage and you are no longer in the FAIR Plan's eligible areas for insurance coverage, this page will show you how to secure homeowners and commercial insurance. ... [Read More]

Legal
These regulations govern the treatment of nonpublic personalinformation about individuals who obtain or are claimants or beneficiaries of products orservices primarily for personal, family, or household purposes. These regulations shallapply to all licensees of the California Department of Insurance subject to CaliforniaInsurance Code Sections 791 et seq., namely insurance institutions, agents, and insurancesupport organizations. Licensees not subject to California Insurance Code Sections 791 etseq., but subject to Gramm-Leach-Bliley (GLBA), 15 U.S.C. Sections 6801-6810, shall complywith GLBA privacy provisions and with Sections 2689.12 through 2689.20 of theseregulations. ... [Read More]

Premium Comparison Surveys Main Page
In accordance with California InsuranceCode Sections 12959, 10234.6 and 10192.20, the California Department of Insurance surveysinsurers licensed to transact insurance in California and asks them to provide theirannual premiums for various lines of personal insurance. The links above provide helpfulinsurance information and an interactive tool for consumers to use to obtain a premiumcomparison between insurance companies.  The results of these surveys are goodindicators of the differences in premiums charged by insurance companies. ... [Read More]

CDI Consumer Page
The Cost of Automobile Insurance Report ...

Having Difficulty Obtaining AutomobileInsurance? ...

Low Cost Automobile Insurance Program ... [Read More]

Automobile Insurance Terms
The responsibilities of owning and driving an automobile include following thefinancial responsibility laws under the VehicleCode. The most common way to satisfy thefinancial responsibility for operating an automobile in California is by purchasingautomobile liability insurance. As a consumer it is important to familiarize yourself withautomobile insurance terms, so you can understand what coverage the insurance companyoffers for your protection and what coverage best meets your needs and fulfills yourrequirements under the law. ... [Read More]